Contractor Resources

Independent Contractor vs. Employee

Misclassifying workers can result in severe penalties. Pennsylvania uses the ABC test (43 P.S. § 753(l)(2)(B)) to determine worker status for unemployment compensation purposes.

PA ABC Test for Worker Classification

Under Pennsylvania’s unemployment compensation law, a worker is presumed to be an employee unless the hiring entity proves ALL THREE factors of the ABC test.

A

Freedom from Control

The worker is free from control or direction in the performance of the work, both under the contract and in fact.

✅ Supports Independent Contractor

  • Sets own hours
  • Chooses methods/tools
  • Works without supervision
  • Can hire own helpers

⚠️ Red Flags (Employee)

  • Required to follow specific schedule
  • Must use company tools/equipment
  • Receives detailed instructions
  • Cannot delegate work
B

Outside Usual Business

The service is performed outside the usual course of business of the employer, OR outside all places of business of the employer.

✅ Supports Independent Contractor

  • Electrician hired by a restaurant
  • IT consultant for a law firm
  • Work done at worker’s own shop

⚠️ Red Flags (Employee)

  • Worker does the same work as employees
  • Works at employer’s location exclusively
  • Services are core to employer’s business
C

Independent Business

The worker is customarily engaged in an independently established trade, occupation, profession, or business.

✅ Supports Independent Contractor

  • Has own business license
  • Advertises services publicly
  • Serves multiple clients
  • Has own liability insurance

⚠️ Red Flags (Employee)

  • Works exclusively for one company
  • No business license or insurance
  • Does not advertise services
  • No investment in own equipment

IRS Common Law Test

26 U.S.C. § 3121 — The IRS uses a multi-factor test examining three categories. No single factor is determinative.

Behavioral Control

  • Instructions given
  • Training provided
  • Evaluation systems
  • Work sequence dictated

Financial Control

  • Significant investment
  • Unreimbursed expenses
  • Opportunity for profit/loss
  • Services on open market

Relationship Type

  • Written contract terms
  • Employee benefits
  • Permanency of relationship
  • Key aspect of business

Misclassification Consequences

Back unemployment compensation taxes plus interest and penalties
Back workers’ compensation insurance premiums
Back payroll taxes (federal and state)
Potential FLSA overtime and minimum wage claims
PA Wage Payment and Collection Law exposure (43 P.S. § 260.1)

Legal Disclaimer

This information is provided for educational purposes only and does not constitute legal advice. Contractor law involves complex regulatory requirements that vary by jurisdiction. Consult with a qualified attorney before taking any legal action. All content prepared with attorney supervision.

All educational content and document templates are prepared under the supervision of a PA licensed attorney.