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Exemptions
Pennsylvania provides a limited set of exemptions that protect certain debtor property from execution. Understanding these exemptions is critical for both creditors and debtors.
Notice: Judgment collection procedures can be complex and vary by court and county. This information is provided for educational purposes. For guidance specific to your judgment, consult with a licensed Pennsylvania attorney.
PA Exemptions at a Glance
| Category | Amount | Statute |
|---|---|---|
| Personal Property (General) | $300 | 42 Pa.C.S. § 8123 |
| Wages & Salaries | 100% (generally) | 42 Pa.C.S. § 8127 |
| Wearing Apparel | Unlimited | 42 Pa.C.S. § 8124(a)(1) |
| Bibles & School Books | Unlimited | 42 Pa.C.S. § 8124(a)(2) |
| Sewing Machines | Unlimited | 42 Pa.C.S. § 8124(a)(3) |
| Retirement Funds | Unlimited | 42 Pa.C.S. § 8124(b)(1)(ix) |
| Life Insurance | Unlimited | 42 Pa.C.S. § 8124(c) |
| Social Security | Unlimited | 42 U.S.C. § 407 |
| Veterans Benefits | Unlimited | 38 U.S.C. § 5301 |
| Workers' Compensation | Unlimited | 77 P.S. § 621 |
PA Exemption Calculator
Enter debtor asset values to estimate what may be protected from execution under Pennsylvania law. This is an educational estimate only—consult an attorney for case-specific guidance.
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Wage Exemption Reminder
In Pennsylvania, wages, salaries, and commissions are GENERALLY EXEMPT from attachment or execution while in the hands of the employer.
Full wage garnishment analysis