Wage Garnishment
Pennsylvania is one of only a few states that broadly protects wages from garnishment. Understand this critical distinction before planning your collection strategy.
Notice: Judgment collection procedures can be complex and vary by court and county. This information is provided for educational purposes. For guidance specific to your judgment, consult with a licensed Pennsylvania attorney.
The General Rule
In Pennsylvania, wages, salaries, and commissions are GENERALLY EXEMPT from attachment or execution while in the hands of the employer.
Statute: 42 Pa.C.S. § 8127
This is a CRITICAL distinction from most other states. Pennsylvania is one of only a few states that broadly protects wages from garnishment.
Limited Exceptions
Child/Spousal Support
Court-ordered support obligations. Up to 50–60% of disposable earnings may be garnished.
23 Pa.C.S. § 4348
Board and Lodging
Debts for board and lodging for four weeks or less.
42 Pa.C.S. § 8127(a)(2)
Student Loans
Federal student loan garnishment under federal law (up to 15% of disposable earnings).
34 CFR § 34.19
Certain Landlord-Tenant Judgments
Judgments for physical damage to leased premises caused by the tenant.
42 Pa.C.S. § 8127(a)(3.1)
Federal Tax Levies
IRS tax levies under federal law.
26 U.S.C. § 6331
Claims That Cannot Garnish Wages
Practical Takeaway: For most civil judgments (breach of contract, negligence, consumer claims), you CANNOT garnish wages in Pennsylvania. This makes bank levies and property liens the primary collection methods.